# Transfer from Treasury Wallet to Hot Wallet

When your operational float is running low, you can manually transfer funds from your Treasury Wallet back into your [Hot Wallet](https://docs.pay.io/assets/hot-wallet) at any time. Because the Treasury Wallet is held under your own custody, every outbound transfer requires authentication from the **passkey holder** before it can be executed, ensuring that no funds can leave Treasury without explicit authorisation.

#### Prerequisites

* Your Treasury Wallet has been set up, confirmed, and holds a positive balance for the asset you wish to transfer. See [Treasury Wallet](https://docs.pay.io/assets/treasury-wallet) for setup guidance.
* The **passkey holder (Merchant Admin)** for your Treasury Wallet is available to authenticate the transfer.

### Making a Transfer

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### **Navigate to the Treasury Wallet Page**

From the left-hand navigation, select **Treasury Wallet** under **Assets**. Here you will see your current balances across all configured assets and networks.

Click the **"Transfer to Hot Wallet"** button to begin.
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### **Select Your Token and Network**

A modal window will appear. Use the dropdowns to select:

* **Token** as the cryptocurrency or stablecoin you wish to transfer (e.g., USDT, BTC, ETH).
* **Network** as the blockchain network over which the transfer will be made (e.g., Tron, Ethereum, Polygon).
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### **Enter the Transfer Amount**

Specify the amount you wish to move to your Hot Wallet. You can either:

* **Enter an amount manually** in the input field — the total is expressed in crypto, with a live fiat conversion rate displayed beneath the field for reference, or
* **Select a predefined percentage** of your available balance — choose from the quick-select options to calculate the transfer amount automatically based on your current Treasury holdings.

{% hint style="info" %}
**The fiat conversion displayed beneath the input field updates in real time based on the current market rate for the selected asset.** 

Use this as a reference to gauge the value of the transfer without needing to calculate it manually. 
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{% hint style="warning" %}
**Avoid transferring more than necessary to cover your operational needs.** 

Excess funds moved into the Hot Wallet increase operational exposure unnecessarily. If your sweep thresholds are configured, surplus funds will be automatically moved back to Treasury — but it is good practice to transfer conservatively. See [Float Set-Up and Maintenance](https://docs.pay.io/assets/float-set-up-and-maintenance) for guidance on sizing transfers appropriately.
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### **Click "Transfer"**

Once you are satisfied with the details, click the **"Transfer"** button to proceed. The system will then prompt the passkey holder to authenticate the transaction.
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### **Authenticate With Your Passkey (Merchant Admin)**

This is a required step for every outbound transfer from the Treasury Wallet. The designated passkey holder will be prompted to sign the transaction using their registered passkey — via Face ID, fingerprint recognition, or device PIN, depending on the device.

This cryptographic signature is the sole mechanism by which Treasury Wallet transfers are authorised. The transaction cannot proceed without it.

{% hint style="info" %}
**Only the registered passkey holder can approve this action.** 

Ensure the right person is available before initiating a transfer, particularly during time-sensitive operations such as topping up the float to restore player payouts. If you need guidance on passkey management within your team, contact your account manager.
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### **Transfer Confirmed**

Once the passkey authentication is complete, the transaction will be executed. Funds will appear in your **Hot Wallet balance** once the required network confirmations have been reached.

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**Confirmation times vary by network.** 

You can monitor the status of the transfer in the **Merchant Transactions** section, or by looking up the transaction hash on the relevant block explorer.
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***

#### What's Next?

* [Float Set-Up and Maintenance](https://docs.pay.io/assets/float-set-up-and-maintenance) to learn how to size and maintain your operational float.
* [Setting up Sweeps and Alerts](https://docs.pay.io/assets/setting-up-sweeps-and-alerts) to automate transfers from Hot Wallet to Treasury to reduce the need for manual intervention.