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Treasury Wallet

In Pay.io, we offer a two-wallet system — Hot Wallet and Treasury Wallet.

  • Hot Wallet contains your assets with active deposited funds. This is what is used to operate your Cashier UI and Payment Gateway to support user's withdrawals and gather their deposits as well as support floats. Hot Wallets can have sweeps to Treasury Wallet, with special configurations for withdrawal limits and balance alerts.

  • Treasury Wallet acts as a “safe vault”, where the funds from your Hot Wallet are sent or swept to. This wallet is in your custody, not Pay.io's. You can always transfer funds from Treasury Wallet to your Hot Wallet.

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Treasury Wallet can be configured after Business Verification procedures are completed.

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Setting up the Treasury Wallet

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